As August rolls in, it’s time to get ready for a new school year! 🚌📚🏫 Now’s a great moment to review your insurance and make sure your coverage matches your life right now. ✅

With changes like new routines, transportation needs, and new activities, your family may need updates—whether that’s adjusting your policy, adding a student, or double-checking deductibles. 🧑‍🎓👨‍👩‍👧‍👦🚗

We’re here to help you confirm you’re protected from drop-off to pickup and beyond. 📞💙

My name is Scott Huels. I am originally from Carlyle IL. I am licensed in Property, Casualty, Life Insurance, and Health Insurance. I moved to Trenton IL in 2013 where I worked under another State Farm Insurance agent for almost 5 years. Over those 5 years I quoted auto insurance, home insurance, renters insurance, commercial insurance, life insurance, and health insurance. After Trenton I moved into an apartment in O'Fallon Illinois in 2017. While living in O'Fallon, I underwent training to become a State Farm Insurance Agent in O'Fallon and purchased a home in O'Fallon with my fiancé. My goal is to become a major part of the O'Fallon community and help the community grow in any way I can.

We are happy to serve not only IL, but our neighboring states of MO and IN as well.

FAQ

Q: How much renters insurance do I actually need?

A: A quick home inventory of your clothing, electronics, appliances, and furniture will give you a clear picture of your total belongings. Most renters are surprised by how quickly it adds up. Scott Huels in O'Fallon can help you choose a limit that fits your lifestyle.

Q: Can I change the beneficiaries on my life insurance later?

A: Yes, in most cases you can update your primary and contingent beneficiaries at any time as life circumstances, marriages, or family changes occur. Scott Huels serves O'Fallon and can assist with quick, routine account updates.

Q: What should I do if my home suffers severe weather damage?

A: Take reasonable steps to prevent further damage, such as placing a tarp over a leaking roof, and photograph all affected areas before repairs begin. Then call our office right away. Scott Huels serves O'Fallon and will help guide your property restoration.

Q: How can I help my new teen driver build safe driving habits?

A: Setting household driving rules, limiting nighttime driving, and enrolling in youth safe-driving programs are all effective ways to encourage responsibility. Scott Huels serves O'Fallon and can provide resources and telematics choices for teen drivers.